Parents Cost Us Money Too

Parents Cost Us Money Too (what we wish our parents would have told us) is now in a free downloadable PDF version which can be read on your computer or transferred onto your favorite eReader. Deep down,  this short 32 page eBook is my rant against how parents minimally or completely fail to empower their children with an education on money management. In reality, it sounds and reads nothing like a rant. I have written it purely to help kids learn what my parents never taught me and for the parents to learn what and how they can teach their kids about money management, goal setting, work & life lessons and much more. Everything you will read in this eBook has a face value but an even deeper meaning that is rooted to all the experiences I have had and often times wish I didn’t have.

In this free eBook you will find:

  • How to have an interest in interest
  • Nerf guns and sports cars
  • The realization that school does not educate students about money
  • My philosophy of prevention over clean-up
  • Hard work and working smart
  • Commission sheets, budgets and goal setting
  • The ages in which to teach the lessons
  • Personal stories, examples, and one chart
  • and much more

Please share your response or any ideas you get from the eBook in the comments section below. Feel free to share the eBook as well.

 

Stay Positive & A Step Toward Prevention, Is Still A Step

Garth E. Beyer

Lessons From The Cat In The Box

Clover is my cat. Although, I feel it may be more accurate to call her a little kitty despite the fact she is nearly 4 years old and after being with me, has only 3 out of 9 of her lives left. She’s small, cute, has half a tail (rescue kitty), and if you don’t remember, she has a big impact on my writing:( A Writer’s Crashing “Train of Thought” and Why It’s Excellent )

I have a cat story for you.

If your a cat owner, you have put a cat in a box. If you’re not, you now share the same curiosity as those who have as to what will the cat do if put it in a box? Let’s make the box a tall box, and the cat Clover.

Clover got put into a tall box and wouldn’t jump out. Contrary to belief, cats do have fear and it is this fear of the unknown and inability to prepare for the landing that Clover wouldn’t jump out. Cat’s, being very smart, choose not to take the risk. Admiringly, nor do they choose to just stay in the box. They will, just as Clover, put their paws on the rim of the box to try and peer over it to calculate the jump out of the box. It just so happened, as Clover had her paws on the edge, the box began to tip and it is almost as if the box was trying to push her out. Clover chose to try and prepare for the jump, only to find in that preparation that everything fell into place. (Pardon the pun)

See, we can learn many things from life, from each other and even from animals if we only observe.

Lessons Learned:

  • It’s okay to fear, just don’t let it immobilize you.
  • The unknown is not something to jump into, but to fall forward into.
  • If you prepare to try, you gain a forward leaning posture that tips the box, coincidentally pushing you forward.
  • Nothing is impossible, it’s just the angle at which you look at things.
  • Determination is unstoppable.
  • Fear of remaining in the box is worse than the fear of what’s out of it.
  • Freedom of any kind is worth losing 1 of 9 lives for.

Stay Positive & Luck Will Always Be On Your Side, As Long As You Try

Garth E. Beyer

Other posts about preparation (non-cat related): Prep To Destroy, Preparation and Expectation Reversed, Safety First: The Art Of Preparation

The Limiting Step

It’s easy to jump one step, sometimes it’s essential. It’s called the Vanishing Step.

It’s not, however, as easy to jump two or possibly three steps. It’s even worse when you jump the vanishing step only to realize the second one you planned to land on isn’t there. It’s a risk. One that you don’t need to take.

That step that isn’t there, that unwelcome surprise, it’s called the Limiting Step. It’s the step that will trip you up no matter how perfectly timed your jump is.The Limiting Step prevents you from getting any higher on the stairway to success.

Unless…

You build the skill-set up that is holding you back. The Limiting Step symbolizes everything you lack that prevents you from reaching the top of the stairs: your goal. Those few books you haven’t touched, those couple of skills you have never sharpened and those few fears you have never faced all make up the Limiting Step.

To eliminate the Limiting Step, you have to ask yourself a few questions:

What is it you know the least about that is necessary for you to reach your goal?

What have you been consistently avoiding?

What is it you fear most?

Well? What is it you need to learn and practice before you make the jump?

 

Stay Positive & You Need More Leg Muscle To Make The Jump, So Work The Lower End (of your skills)

Garth E. Beyer

Look Yourself In The Mirror

No, this isn’t about affirmations, evaluating yourself or understanding your self-confidence. What you are about to read and do has nothing to do with it.

Go, right now, and look yourself in the mirror and make a weird face.

Keep making weird faces until you laugh and walk out with a big smile, still giggling on the inside at how ridiculous you are.

Do it. I dare you.

 

Stay Positive & We Need To Be More Weird

Garth E. Beyer

Hurt Mind vs. Hurt Heart

The mind is slower to heal than the heart. That is why words can last a lifetime while a broken heart will only last until one finds another to fill in the creases with love. A heart can be mended, but words are everlasting and concrete. A heart eventually relieves itself from any scars, while words lay in the back of one’s head like a stagnant boulder undeterred by the ferocity of thoughts. When it comes to recovery, the heart is the quickest due to it’s strength.

The strength of the heart, however, is the source of all that is irremediable in the mind. The retorted saying of “Sticks and stones may break my bones, but words will never hurt me” only applies to words that are empty, vacant of the evil side of passion, the fiery side of the heart, the part that keeps you fighting in spite. Empty words are dull and create no infliction. The words that are backed by the darker side of the heart are the ones that are so sharp that they cut into the deepest parts of your memory, left there so you always remember.

It does one well to make the heart and the mind a reflection of one another. That way the heart is invincible and the mind pure – for one cannot live vigorously while the other is withering away.

 

Stay Positive & Minds And Hearts Grow Most Where There Is Love

Garth E. Beyer

The “Gloom Effect” And Your Defiance

It can be psychologically proven gloomy days affect your mood in a negative way.

But people have the ability to change what they think and believe, don’t they?

So why not break science and tradition to prove that psychologically the gloom effect can actually make you content with life, bring you an understanding of the constant flux of emotion and if you’re an expert, maybe even make you happier and thankful.

Beliefs empower emotion.

 

Stay Positive & It’s Not About The Sun In The Sky, It’s About The Light Inside

Garth E. Beyer

What It Means to Be A Minimalist

Being a minimalist isn’t entirely about throwing out all you have and settling for less. Ask any minimalist, there is no settling and very few things get thrown out (apart from when you transition from being a stereotypical consumer *see end).

Being a minimalist is about being satisfied with what you have. It’s about living in Zen, not trying to live in it.  After all, you know what they say about Zen. The only Zen you find on the top of the mountain, is the Zen you bring up there.

Being a minimalist does not mean you can’t have wants, it just means that your wants are the same as your needs. The reason so few can become minimalistic is that it takes a powerful mind and an even more powerful understanding of what you need to live, to be content, to be happy or whatever word you want to use for a quality of life.

Being a minimalist isn’t completely about having money, saving money or spending money. A minimalist can save all the money they make but it doesn’t bring them happiness or excitement in having a lot of money. What it does bring is freedom and peace. Minimalist’s think neither of having money saved or spending the saved money.

Being a minimalist is a mental state. A state in which is content  and happy with the avoidance of negativity, arguments and emotional attachments.

Being a minimalist does not mean that they can carry all of their possessions in a backpack or suitcase. It means that whatever the size of case it takes to contain their items, it bears no weight.

Lastly, being  minimalist is about minimizing to a degree you’re comfortable with, a phase in which you are free.

 

Stay Positive & Try Freedom, Not Torture

Garth E. Beyer