Strategize: Working Backwards To Reach Your Goals

I’ve eaten a lot of organic apples but it wasn’t until I pulled the label off and stuck it to a notepad at work (for no reason) where I kept looking at it that I realized something. This apple came from New Zealand! That is on an island over 8,000 miles away from where I purchased it. It got me thinking…

We are all really ignorant of how far items and ideas travel before they reach us. Sure we’re curious where the hundred-dollar bill we have has been, but it stays a funny thought and is never looked into. While that specifically may be irrelevant, the concept is not.

Every goal has an origin. This apple states that it began in New Zealand and its goal was clearly to be bought in Madison, WI. The question I was asking myself was how did it get from New Zealand to here, but the growers of the apple were thinking ‘how do we get these apples to Madison, WI from here?’ not ‘where do these apples go from here?’

Notice the difference is that a destination was chosen for the apples to arrive and the method of transportation to get them there was worked out beginning in Madison, WI, not New Zealand. They marked their origin (New Zealand), set their goal (Madison, WI) and worked out everything backwards.

If they had worked it all out going forwards they may think that putting them on the first shipment to America will get them to Madison the quickest when really, first looking at where which flights are going into Madison the soonest and having them sent there.

One thought is that the quicker they get shipped, the quicker they reach their destination when in reality when the transportation strategies begin getting worked out from the destination, the product reaches it much quicker.

Spreading ideas or products isn’t about sending them into a thousand different directions hoping they eventually land at your goal. It is about knowing your goal, what people are in closest and most constant contact with your goal and which mode of transportation best reaches them directly.

The real question arises then, is it more efficient to figure out where a product needs to go to reach its destination or how quickly will it land at its destination if it is just sent off on any number of planes.

 

Stay Positive & Strategize

Garth E. Beyer

The Budget: A Priority Expense and Out-Of-The-Box Methods to Saving Money for it

The Budget: A Priority Expense and Out-Of-The-Box Methods to Saving Money for it

Hopefully you caught my post the other day about not being able to save money. In summary I inspired you to take the energy you use at focusing how to make your budget work and direct it at making more money. Now that you’re caught up, answer me this..

What  could happen today that would reap your budget meaningless? (Besides death, for you sarcastic followers)

Most Common Answers: Broken bone or hospitalization, House Fire, Broken down car

For the last 19 years of my life my mother has told me that “nothing lasts forever”. Yet this is true, can you pick one of the common answers that is the least likely to last a lifetime? Just by asking my friends, I found out the majority have yet to break a bone. Even older family members have told me they have never broken a bone. Next, I say that hospitalization happens maybe once every 25 years for a person and more likely to occur later in age. A house fire might happen once in your neighborhood of 20,000 people over the span of 10 years. I am sure you could agree with these estimates, its common sense that none of them occur too often.

Did I miss one? Oh right, the car

The number of occurrences of a broken down car is too many to count and far too many to give a number anywhere accurate to the truth.

So why is it that people still do not save money for it? To often people put the car as a separate category in their budget but they don’t prioritize it until “after the fact”. After something happens to it they end up going into their savings account, taking a loan, or begging parents and friends to help out. People rarely have money saved up specifically for their car, and if so, it is only enough for a car wash.

Why do we sacrifice our working budget and saved up funds for a car repair? Because we NEED our vehicles to get us places.

With the cold season upon us, I am certain you can agree with me that the most car breakdowns occur in the winter. Are you putting money aside to fund the unexpected need for a car repair?

Some quick out-of-the-box tips to lowering budgets in other categories so you prioritize your vehicle

  • Generic brands just started tasting better. A box of honey bunches of oats $4.45. Hyvee generic brand, $2.43
  • Instead of buying a new block building set for your kids, find something in the house to be creative with. For example
  • They call it junkfood, I call it junkfoold. Again, if you read my earlier post on saving money, you know that  I had to cut way back. I would not share this tip if it wasn’t effective enough to share.
  • Pull out that winter clothes bin and use it in the house. The average electricity bill in our apartment complex is 40-60 dollars. Typically 60 in the winter cold and 60 in the summer heat. I have spent as little as 20 dollars and as high as 46 dollars on our electricity bill. I am currently wearing her old black, white, and pink striped gloves to keep my hands warm instead of putting the heater on. *See above pic*
  • Cash for gold. I don’t mean just gold (Although my Dad and his lady got over 600 dollars from her grandma’s bracelet and a couple of earrings. They were creative with how to pay for their wedding) It’s time to let go of those items that you keep but never use. The sentimental value it may hold does not counter the terrible feeling of owing money and diving into your savings funds and having a budget you can’t keep up with.
  • Internet is not necessary at the home any longer (unless that is where your office is). I can bet that you can walk no more than 5 blocks from your house to get free wi-fi, as long as you don’t live in the country. I spent 16 dollars on a Droid application on my phone to get internet to my computer from my phone. That’s $16 dollars paid once compared to 40+ dollars paid each month for internet.
  • Stay following for a post on more out-of-the-box ways to save money.

Stay Positive and For those with a bike and not an automobile. Brownie points right to you. (Generic brand of course, but it’ll do)

Garth E. Beyer